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Financing Your Home >Financing Clauses

Residential sales agreements usually have clauses referred to as financing contingencies which allow the buyers to declare the contract null and void if they are unable to obtain financing. This may be the most important condition in your contract if you are buying a home, so read the contract carefully before you sign it.

Most financing clauses set a time limit of from 30 to 45 days for obtaining a firm commitment from a lender. They may set deadlines for applying for a loan, and require the buyer's full cooperation in obtaining all the information needed to process your loan. If the loan is not approved by the deadline, it may be necessary to request an extension from the sellers or take specific steps to void the contract and get your deposit money back. Be sure to note all of the financing deadlines in the contract, apply for your loan as soon as possible, and be diligent about providing the lender with any documents that are requested.

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Q	Whose mansion sold for about $2 million after just one day on the market?
A	Soon after the death of George Burns his home was put on the market; the home sold in 24 hours.
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Scott Lauri, REALTORŽ, real estate agent and broker for North Brunswick, South Brunswick, Franklin Park and Milltown New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

ERA Absolute Realty
ERA Absolute Realty
1600 Jersey Avenue
North Brunswick, NJ 08902
Office: 732-220-6611
Fax: 732-220-1451
centralnjhome@NUMBER1EXPERT.com
Scott says to expect surprises and in fact he plans to WOW you at least 3 times during your home purchase or home sale. Come inside and take a look at the buyer and seller sections of his web site. Enjoy your stay! Service is what you expect and results are what you get when you call Scott Lauri. As one of Central New Jersey's top agents and one of America's NUMBER1EXPERTS in the Central New Jersey area, Scott is well equipped to guide you though all your real estate needs. Call or email him today!

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