North Brunswick, South Brunswick, Franklin Park and Monroe real estate and homes for sale in New Jersey - Scott Lauri, REALTOR® Scott Lauri REALTOR(r) for North Brunswick, South Brunswick, Franklin Park and Monroe, New Jersey real estate - NUMBER1EXPERT™ Scott Lauri NUMBER1EXPERT(tm) for North Brunswick, South Brunswick, Franklin Park and Monroe, New Jersey real estate
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Scott Lauri, REALTORŪ, real estate agent and broker for North Brunswick, South Brunswick, Franklin Park and Monroe New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)






All agents are NOT alike! Find out why I am a top real estate expert. Call me: 732-220-6611 Ext.24.


Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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You took great strides in helping me prepare to ge
" would highly recommend you to clients in the future who are looking for efficient service. Thank you for all your support."
Muriel Johnson
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Mortgage Prequalification: North Brunswick, South Brunswick, Franklin Park and Milltown New Jersey home buying, real estate listings, and homes for sale in Middlesex County County, NJ
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top North Brunswick, South Brunswick, Franklin Park and Monroe REALTORŪ to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
First Time Buyers >Affording A Home

Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.

As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.

Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.

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Real Estate Trivia
Q 
What is considered one of the greatest U.S. construction projects that was also of great strategic importance to the U.S.?

A 
The Panama Canal, begun in 1904 and completed in August, 1914, which cost $366,650,000.
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Scott Lauri, REALTORŪ, real estate agent and broker for North Brunswick, South Brunswick, Franklin Park and Milltown New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

ERA Absolute Realty
ERA Absolute Realty

1600 Jersey Avenue
North Brunswick, NJ 08902
Office: 732-220-6611
Fax: 732-220-1451
centralnjhome@NUMBER1EXPERT.com

Scott says to expect surprises and in fact he plans to WOW you at least 3 times during your home purchase or home sale. Come inside and take a look at the buyer and seller sections of his web site. Enjoy your stay! Service is what you expect and results are what you get when you call Scott Lauri. As one of Central New Jersey's top agents and one of America's NUMBER1EXPERTS in the Central New Jersey area, Scott is well equipped to guide you though all your real estate needs. Call or email him today!

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ERA Absolute Realty real estate and homes for sale in North Brunswick, South Brunswick, Franklin Park and Milltown New Jersey

ERA Absolute Realty real estate and homes for sale in North Brunswick, South Brunswick, Franklin Park and Milltown New Jersey

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