North Brunswick, South Brunswick, Franklin Park and Milltown real estate and homes for sale in New Jersey - Scott Lauri, REALTOR® Scott Lauri REALTOR(r) for North Brunswick, South Brunswick, Franklin Park and Milltown, New Jersey real estate - NUMBER1EXPERT™ Scott Lauri NUMBER1EXPERT(tm) for North Brunswick, South Brunswick, Franklin Park and Milltown, New Jersey real estate
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Scott Lauri, REALTORŪ, real estate agent and broker for North Brunswick, South Brunswick, Franklin Park and Milltown New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)






All agents are NOT alike! Find out why I am a top real estate expert. Call me: 732-220-6611 Ext.24.


Find Out About the Latest Homes for Sale First!
I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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Outstanding Associate! I was extremely pleased
"Living over 3000 miles away from the property that I was selling, I assumed the sale would be difficult and time consuming."
Darlene (Serinese) Morrow
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Compare three mortgages at one time. Download TripleCalc now. It's free.

Real Estate - Homes - NUMBER1EXPERTS Sell More!
Scott Lauri is one of The Top Selling Real Estate Experts™
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From My Affiliates: North Brunswick, South Brunswick, Franklin Park and Milltown New Jersey home buying, real estate listings, and homes for sale in Middlesex County County, NJ
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Just for you from the affiliates of my web site! Please take advantage of the following special offers... 

Air Conditioning and Heating
Cool-O-Matic, Inc.Atlantic Heating & Cooling, IncThermal Design Inc.
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Air Duct Cleaning
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Appliances Stores
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Appraiser
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Auctioneers
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Florist
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Real Estate Attorney
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Real Estate Tips
Financing Your Home >The Margin on an ARM

When you are shopping for an Adjustable Rate Mortgage, the important thing to consider is the margin. Each time your loan is adjusted, the new interest rate will be tied to an index of Treasury notes. The margin is the percentage point above that index where your rate will be set.

Let's suppose that you have a one-year ARM with a 2.5 margin. Your initial rate was 7.5%, and during the first year of the loan, the index of 1-year Treasury notes was at 6.25%. The rate for the second year of your loan would be adjusted to 8.75%. With a margin of 2.75, it would increase to 9%. Some lenders offer lower initial rates with higher margins. In this case, the subsequent rates could be higher after the first year, than if you chose a higher initial rate with a lower margin.

If you are confused by the various mortgage offers, ask a professional mortgage broker to sit down with you and show you how it works. Today the rates and different financial possibilities are so variable that it is a good idea to talk to a mortgage broker--they usually know where the best rates can be found.

See All Tips In The "Financing Your Home" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What is the world's oldest wooden structure?

A 
The oldest wooden buildings are the Pagoda, Chumanar Gate and Temple of Horyu in Nara, Japan, dating from A.D. 670.
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School Reports
See the Nation's Top Rated: School Reports - Public, Private & Charter >



Get My Latest Listings Before Anyone Else!
As soon as I list another home for sale, I'll email you. You'll know first.
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Florist
North Brunswick Florist and Gift Shop
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Scott Lauri, REALTORŪ, real estate agent and broker for North Brunswick, South Brunswick, Franklin Park and Milltown New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

ERA Absolute Realty
ERA Absolute Realty

1600 Jersey Avenue
North Brunswick, NJ 08902
Office: 732-220-6611
Fax: 732-220-1451
centralnjhome@NUMBER1EXPERT.com

Scott says to expect surprises and in fact he plans to WOW you at least 3 times during your home purchase or home sale. Come inside and take a look at the buyer and seller sections of his web site. Enjoy your stay! Service is what you expect and results are what you get when you call Scott Lauri. As one of Central New Jersey's top agents and one of America's NUMBER1EXPERTS in the Central New Jersey area, Scott is well equipped to guide you though all your real estate needs. Call or email him today!

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ERA Absolute Realty real estate and homes for sale in North Brunswick, South Brunswick, Franklin Park and Milltown New Jersey

ERA Absolute Realty real estate and homes for sale in North Brunswick, South Brunswick, Franklin Park and Milltown New Jersey

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